Axis Bank Sayan
Sayan · Surat, Gujarat
394211005 is the MICR code for the Sayan branch of Axis Bank, located in Surat, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UTIB0006459.
Bank
Axis Bank
Branch & Address
Sayan
Ground Floor, Shop no 6, 7, 8 and 9, Maliba Park, Moje Village Sayan, Taluka Olpad, District Surat, Gujarat 394130
Surat, Surat, Gujarat
Contact
+917543034009MICR Code Structure
394
City
211
Bank
005
Branch
City code 394 identifies the RBI clearing centre, bank code 211 identifies Axis Bank, and branch code 005 identifies this specific branch.
Online Payment Methods Supported
Other Axis Bank branches near Surat
Other banks in Surat, Gujarat
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UTIB0006459) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 394211005 is in the middle, and your account number is on the right.