Jana Small Finance Bank Puni
Puni · Surat, Gujarat
394788501 is the MICR code for the Puni branch of Jana Small Finance Bank, located in Surat, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code JSFB0004725.
Bank
Jana Small Finance Bank
Branch & Address
Puni
Ground Floor, at Post Village Puni, Talukapalsana, Dist Surat, Pin394352
Surat, Surat, Gujarat
MICR Code Structure
394
City
788
Bank
501
Branch
City code 394 identifies the RBI clearing centre, bank code 788 identifies Jana Small Finance Bank, and branch code 501 identifies this specific branch.
Online Payment Methods Supported
Other Jana Small Finance Bank branches near Surat
Other banks in Surat, Gujarat
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (JSFB0004725) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 394788501 is in the middle, and your account number is on the right.