Gujarat State Co-operative Bank The Bardoli Nagrik Sahakari Bank Ltd. - Station Road
The Bardoli Nagrik Sahakari Bank Ltd. - Station Road · Surat, Gujarat
394801052 is the MICR code for the The Bardoli Nagrik Sahakari Bank Ltd. - Station Road branch of Gujarat State Co-operative Bank, located in Surat, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code GSCB0UTBN01.
Bank
Gujarat State Co-operative Bank
Branch & Address
The Bardoli Nagrik Sahakari Bank Ltd. - Station Road
Mozambik Shopping Center, Station Road, Bardoli-394 601.
Surat, Bardoli, Gujarat
Contact
+912622223638MICR Code Structure
394
City
801
Bank
052
Branch
City code 394 identifies the RBI clearing centre, bank code 801 identifies Gujarat State Co-operative Bank, and branch code 052 identifies this specific branch.
Online Payment Methods Supported
Other Gujarat State Co-operative Bank branches near Surat
Other banks in Surat, Gujarat
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (GSCB0UTBN01) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 394801052 is in the middle, and your account number is on the right.