What is the IFSC code for MICR 395002024?

The IFSC code for State Bank of India Spl Commercial Branch, Surat branch (MICR: 395002024) is SBIN0004083. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (395) represent the city/clearing centre, the next 3 digits (002) identify the bank, and the last 3 digits (024) identify the specific branch. For 395002024, the city code is 395, bank code is 002, and branch code is 024.

State Bank of India Spl Commercial Branch, Surat (SBI)

Q: Which bank does MICR code 395002024 belong to?

MICR code 395002024 belongs to State Bank of India, Spl Commercial Branch, Surat branch, located at 1st Floor, Kiran Chambers, Opp.j.k.towers, Opp.sub Jail, Ringroad, Surat, Gujrat , Pin-395002, Surat, Gujarat. The corresponding IFSC code is SBIN0004083.

Spl Commercial Branch, Surat · Surat, Gujarat

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395002024

395002024 is the MICR code for the Spl Commercial Branch, Surat branch of State Bank of India, located in Surat, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SBIN0004083.

Bank

State Bank of India

Branch & Address

Spl Commercial Branch, Surat

1st Floor, Kiran Chambers, Opp.j.k.towers, Opp.sub Jail, Ringroad, Surat, Gujrat , Pin-395002

Surat, Surat, Gujarat

Contact

+912614804083

Codes for this Branch

MICR (cheques)

395002024

IFSC (online transfers)

SBIN0004083

View

SWIFT / BIC

SBININBB254

MICR Code Structure

395

City

002

Bank

024

Branch

City code 395 identifies the RBI clearing centre, bank code 002 identifies State Bank of India, and branch code 024 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other State Bank of India (SBI) branches near Surat

Adajan Surat, Gujarat SBIN0071208 Adajan Surat, Gujarat SBIN0005098 Adajan Hazira Road Surat Surat, Gujarat SBIN0018802 Adb Mahuva Surat, Gujarat SBIN0007102 Airport Road Surat Surat, Gujarat SBIN0064335 Althan Branch, Surat Surat, Gujarat SBIN0016038

Other banks in Surat, Gujarat

Ahmedabad Mercantile Co-operative Bank 1 branch AU Small Finance Bank 12 branches Axis Bank 64 branches Bandhan Bank 11 branches Bank of Baroda 164 branches Bank of India 27 branches Bank of Maharashtra 17 branches Bharat Co-operative Bank 1 branch

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SBIN0004083) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 395002024 is in the middle, and your account number is on the right.

View full branch details for IFSC SBIN0004083