What is the IFSC code for MICR 395211023?

The IFSC code for Axis Bank Vesu branch (MICR: 395211023) is UTIB0002640. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (395) represent the city/clearing centre, the next 3 digits (211) identify the bank, and the last 3 digits (023) identify the specific branch. For 395211023, the city code is 395, bank code is 211, and branch code is 023.

Axis Bank Vesu

Q: Which bank does MICR code 395211023 belong to?

MICR code 395211023 belongs to Axis Bank, Vesu branch, located at Gd Floor G 3 G 4 Shubh Universal Vesu Main Road Vesu Surat Gujarat 395007, Surat, Gujarat. The corresponding IFSC code is UTIB0002640.

Vesu · Surat, Gujarat

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395211023

395211023 is the MICR code for the Vesu branch of Axis Bank, located in Surat, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UTIB0002640.

Bank

Axis Bank

Branch & Address

Vesu

Gd Floor G 3 G 4 Shubh Universal Vesu Main Road Vesu Surat Gujarat 395007

Surat, Vesu, Gujarat

Contact

+918141784283

Codes for this Branch

MICR (cheques)

395211023

IFSC (online transfers)

UTIB0002640

View

MICR Code Structure

395

City

211

Bank

023

Branch

City code 395 identifies the RBI clearing centre, bank code 211 identifies Axis Bank, and branch code 023 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Axis Bank branches near Surat

Aai Mata Surat, Gujarat UTIB0004756 Adajan Surat, Gujarat UTIB0000566 Adajanpatia Surat, Gujarat UTIB0004514 A K Road Surat, Gujarat UTIB0004901 Althan Surat, Gujarat UTIB0002996 Amroli Surat, Gujarat UTIB0003118

Other banks in Surat, Gujarat

Ahmedabad Mercantile Co-operative Bank 1 branch AU Small Finance Bank 12 branches Bandhan Bank 11 branches Bank of Baroda 164 branches Bank of India 27 branches Bank of Maharashtra 17 branches Bharat Co-operative Bank 1 branch Bombay Mercantile Co-operative Bank 1 branch

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UTIB0002640) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 395211023 is in the middle, and your account number is on the right.

View full branch details for IFSC UTIB0002640