ICICI Bank Haziraamns Township
Haziraamns Township · Surat, Gujarat
395229015 is the MICR code for the Haziraamns Township branch of ICICI Bank, located in Surat, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code ICIC0001788.
Bank
ICICI Bank
Branch & Address
Haziraamns Township
ICICI Bank Ltd., Amns Township, 27km Surat Hazira Road, Hazira, Surat Dist., Gujarat.394270
Surat, Surat, Gujarat
Contact
+917227048433MICR Code Structure
395
City
229
Bank
015
Branch
City code 395 identifies the RBI clearing centre, bank code 229 identifies ICICI Bank, and branch code 015 identifies this specific branch.
Online Payment Methods Supported
Other ICICI Bank branches near Surat
Other banks in Surat, Gujarat
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (ICIC0001788) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 395229015 is in the middle, and your account number is on the right.