Which bank does MICR code 395259015 belong to?

MICR code 395259015 belongs to IDBI, Rander Road branch, located at Hariom Complex, Bs ICICI Bank, Adajan Patiya, Surat, Gujarat. The corresponding IFSC code is IBKL0001851.

What is the IFSC code for MICR 395259015?

The IFSC code for IDBI Rander Road branch (MICR: 395259015) is IBKL0001851. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (395) represent the city/clearing centre, the next 3 digits (259) identify the bank, and the last 3 digits (015) identify the specific branch. For 395259015, the city code is 395, bank code is 259, and branch code is 015.

IDBI Rander Road

Rander Road · Surat, Gujarat

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395259015

395259015 is the MICR code for the Rander Road branch of IDBI, located in Surat, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IBKL0001851.

Bank

IDBI

Branch & Address

Rander Road

Hariom Complex, Bs ICICI Bank, Adajan Patiya

Surat, Surat, Gujarat

Contact

+918511109424

Codes for this Branch

MICR (cheques)

395259015

IFSC (online transfers)

IBKL0001851

View

MICR Code Structure

395

City

259

Bank

015

Branch

City code 395 identifies the RBI clearing centre, bank code 259 identifies IDBI, and branch code 015 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other IDBI branches near Surat

Adajan Surat, Gujarat IBKL0001115 Althan Surat, Gujarat IBKL0002334 Amroli, Surat Surat, Gujarat IBKL0002037 Bardoli Surat, Gujarat IBKL0000712 Currency Chest Udhna Surat, Gujarat IBKL0009018 Idbi Bank Ltd, Vesu Surat Surat, Gujarat IBKL0002191

Other banks in Surat, Gujarat

Ahmedabad Mercantile Co-operative Bank 1 branch AU Small Finance Bank 12 branches Axis Bank 64 branches Bandhan Bank 11 branches Bank of Baroda 164 branches Bank of India 27 branches Bank of Maharashtra 17 branches Bharat Co-operative Bank 1 branch

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IBKL0001851) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 395259015 is in the middle, and your account number is on the right.

View full branch details for IFSC IBKL0001851