Kalyan Janata Sahakari Bank Surat
Surat · Surat, Gujarat
395367002 is the MICR code for the Surat branch of Kalyan Janata Sahakari Bank, located in Surat, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code KJSB0000219.
Bank
Kalyan Janata Sahakari Bank
Branch & Address
Surat
Shop No.g-15, 16g17g18, Times Galaria, Block No.272/a, Revenue Survey No.300/1b, Kumbharia, Saroli, Surat, Gujarat-395010
Surat, Surat, Gujarat
Contact
+912612995251MICR Code Structure
395
City
367
Bank
002
Branch
City code 395 identifies the RBI clearing centre, bank code 367 identifies Kalyan Janata Sahakari Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other banks in Surat, Gujarat
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (KJSB0000219) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 395367002 is in the middle, and your account number is on the right.