Gujarat State Co-operative Bank Associate Co Op Bank LTD Sagrampura
Associate Co Op Bank LTD Sagrampura · Surat, Gujarat
395449004 is the MICR code for the Associate Co Op Bank LTD Sagrampura branch of Gujarat State Co-operative Bank, located in Surat, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code GSCB0ASCB04.
Bank
Gujarat State Co-operative Bank
Branch & Address
Associate Co Op Bank LTD Sagrampura
2 703, Upper Lower Ground, Bhandariwad, Sagrampura, Udhna Darwaja, Surat.
Surat, Surat, Gujarat
Contact
+912612331459MICR Code Structure
395
City
449
Bank
004
Branch
City code 395 identifies the RBI clearing centre, bank code 449 identifies Gujarat State Co-operative Bank, and branch code 004 identifies this specific branch.
Online Payment Methods Supported
Other Gujarat State Co-operative Bank branches near Surat
Other banks in Surat, Gujarat
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (GSCB0ASCB04) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 395449004 is in the middle, and your account number is on the right.