Yes Bank Varachha Road, Surat
Varachha Road, Surat · Surat, Gujarat
395532004 is the MICR code for the Varachha Road, Surat branch of Yes Bank, located in Surat, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code YESB0000400.
Bank
Yes Bank
Branch & Address
Varachha Road, Surat
Gr Flr, Unit No.6, Mangaldeep Complex, Fpno.86, Tps17 Fulpada , R.s.no.63/a, 63/b, nr Hirabaug Circle, Varachha Rd, Surat, Gujarat-395006
Surat, Surat, Gujarat
Contact
+912614148000MICR Code Structure
395
City
532
Bank
004
Branch
City code 395 identifies the RBI clearing centre, bank code 532 identifies Yes Bank, and branch code 004 identifies this specific branch.
Online Payment Methods Supported
Other Yes Bank branches near Surat
Other banks in Surat, Gujarat
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (YESB0000400) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 395532004 is in the middle, and your account number is on the right.