Ujjivan Small Finance Bank Parvat Gam
Parvat Gam · Surat, Gujarat
395761002 is the MICR code for the Parvat Gam branch of Ujjivan Small Finance Bank, located in Surat, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UJVN0004430.
Bank
Ujjivan Small Finance Bank
Branch & Address
Parvat Gam
Midas Square, Opposite Smc Party Plot, Aaspas Godadara Road, Shakti Nagar, Parvat Gam, Surat, Gujarat-395012
Surat, Surat, Gujarat
Contact
+918040712166MICR Code Structure
395
City
761
Bank
002
Branch
City code 395 identifies the RBI clearing centre, bank code 761 identifies Ujjivan Small Finance Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other Ujjivan Small Finance Bank branches near Surat
Other banks in Surat, Gujarat
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UJVN0004430) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 395761002 is in the middle, and your account number is on the right.