Fino Payments Bank Char Rasta
Char Rasta · Surat, Gujarat
395771002 is the MICR code for the Char Rasta branch of Fino Payments Bank, located in Surat, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code FINO0001118.
Bank
Fino Payments Bank
Branch & Address
Char Rasta
Shop no 1784/45, R K Complex Palsana, Char Rasta, Palsana, Surat -394327
Surat, Surat, Gujarat
Contact
+919099230130MICR Code Structure
395
City
771
Bank
002
Branch
City code 395 identifies the RBI clearing centre, bank code 771 identifies Fino Payments Bank, and branch code 002 identifies this specific branch.
Online Payment Methods Supported
Other banks in Surat, Gujarat
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (FINO0001118) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 395771002 is in the middle, and your account number is on the right.