HDFC Bank Vapi Bazar
Vapi Bazar · Valsad, Gujarat
396240035 is the MICR code for the Vapi Bazar branch of HDFC Bank, located in Valsad, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0009231.
Bank
HDFC Bank
Branch & Address
Vapi Bazar
HDFC Bank LTD First Floor Abdul Kalam Shopping Center Vapi Town Vapi Pardi Valsad Gujarat 396191
Valsad, Vapi, Gujarat
Contact
+919898271111Codes for this Branch
MICR (cheques)
396240035
IFSC (online transfers)
HDFC0009231
SWIFT / BIC
HDFCINBB
MICR Code Structure
396
City
240
Bank
035
Branch
City code 396 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 035 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Valsad
Other banks in Valsad, Gujarat
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0009231) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 396240035 is in the middle, and your account number is on the right.