HDFC Bank Naroli Road, Silvassa
Naroli Road, Silvassa · Dadra and Nagar Haveli, Dadra and Nagar Haveli and Daman and Diu
396240116 is the MICR code for the Naroli Road, Silvassa branch of HDFC Bank, located in Dadra and Nagar Haveli, Dadra and Nagar Haveli and Daman and Diu. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0004946.
Bank
HDFC Bank
Branch & Address
Naroli Road, Silvassa
Ground Floor Shop no 3 to 10 Jaineel Complex Naroli Road Silvassa Dadra N H Daman Diu 396230
Dadra and Nagar Haveli, Silvassa, Dadra and Nagar Haveli and Daman and Diu
Contact
+9118002026161Codes for this Branch
MICR (cheques)
396240116
IFSC (online transfers)
HDFC0004946
SWIFT / BIC
HDFCINBB
MICR Code Structure
396
City
240
Bank
116
Branch
City code 396 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 116 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Dadra and Nagar Haveli
Other banks in Dadra and Nagar Haveli, Dadra and Nagar Haveli and Daman and Diu
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0004946) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 396240116 is in the middle, and your account number is on the right.