What is the IFSC code for MICR 396259031?

The IFSC code for IDBI Vapi branch (MICR: 396259031) is IBKL0000646. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (396) represent the city/clearing centre, the next 3 digits (259) identify the bank, and the last 3 digits (031) identify the specific branch. For 396259031, the city code is 396, bank code is 259, and branch code is 031.

IDBI Vapi

Q: Which bank does MICR code 396259031 belong to?

MICR code 396259031 belongs to IDBI, Vapi branch, located at C 1 Advance Complex Near Hotel Green View National Highway no 8 Vapi Pincode 396191, Valsad, Gujarat. The corresponding IFSC code is IBKL0000646.

Vapi · Valsad, Gujarat

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396259031

396259031 is the MICR code for the Vapi branch of IDBI, located in Valsad, Gujarat. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IBKL0000646.

Bank

IDBI

Branch & Address

Vapi

C 1 Advance Complex Near Hotel Green View National Highway no 8 Vapi Pincode 396191

Valsad, Vapi, Gujarat

Contact

+919890886474

Codes for this Branch

MICR (cheques)

396259031

IFSC (online transfers)

IBKL0000646

View

MICR Code Structure

396

City

259

Bank

031

Branch

City code 396 identifies the RBI clearing centre, bank code 259 identifies IDBI, and branch code 031 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other IDBI branches near Valsad

Chala Road Vapi Valsad, Gujarat IBKL0002025 Sarigam Ina Valsad, Gujarat IBKL0002038 Valsad Valsad, Gujarat IBKL0000409 Adajan Surat, Gujarat IBKL0001115 Ahmedabad Ahmedabad, Gujarat IBKL0000549 Ahmedabad Corporate Banking Branch Ahmedabad, Gujarat IBKL0000375

Other banks in Valsad, Gujarat

AU Small Finance Bank 3 branches Axis Bank 22 branches Bandhan Bank 6 branches Bank of Baroda 39 branches Bank of India 3 branches Bank of Maharashtra 4 branches Bharat Co-operative Bank 1 branch Canara Bank 12 branches

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IBKL0000646) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 396259031 is in the middle, and your account number is on the right.

View full branch details for IFSC IBKL0000646