What is the IFSC code for MICR 400002315?

The IFSC code for State Bank of India NRI Branch Seawoods Navi Mumbai branch (MICR: 400002315) is SBIN0016215. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (400) represent the city/clearing centre, the next 3 digits (002) identify the bank, and the last 3 digits (315) identify the specific branch. For 400002315, the city code is 400, bank code is 002, and branch code is 315.

State Bank of India NRI Branch Seawoods Navi Mumbai (SBI)

Q: Which bank does MICR code 400002315 belong to?

MICR code 400002315 belongs to State Bank of India, NRI Branch Seawoods Navi Mumbai branch, located at Shop Nos. 12, Ground Floor, Gahlot Majesty, Palm Beach Road, Seawoods, Plot No. 3 A, Sector 46 A, Nerul West , Navi Mumbai, Distt. Thane, Maharashtra 400 706, Raigad, Maharashtra. The corresponding IFSC code is SBIN0016215.

NRI Branch Seawoods Navi Mumbai · Raigad, Maharashtra

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400002315

400002315 is the MICR code for the NRI Branch Seawoods Navi Mumbai branch of State Bank of India, located in Raigad, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SBIN0016215.

Bank

State Bank of India

Branch & Address

NRI Branch Seawoods Navi Mumbai

Shop Nos. 12, Ground Floor, Gahlot Majesty, Palm Beach Road, Seawoods, Plot No. 3 A, Sector 46 A, Nerul West , Navi Mumbai, Distt. Thane, Maharashtra 400 706

Raigad, Navi Mumbai, Maharashtra

Codes for this Branch

MICR (cheques)

400002315

IFSC (online transfers)

SBIN0016215

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SWIFT / BIC

SBININBB787

MICR Code Structure

400

City

002

Bank

315

Branch

City code 400 identifies the RBI clearing centre, bank code 002 identifies State Bank of India, and branch code 315 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other State Bank of India (SBI) branches near Raigad

Alibag Raigad, Maharashtra SBIN0000308 Ambet Raigad, Maharashtra SBIN0007210 Borli Panchatan Raigad, Maharashtra SBIN0015973 Chaul Raigad, Maharashtra SBIN0012840 Dolvi Raigad, Maharashtra SBIN0018344 Goregaon Raigad, Maharashtra SBIN0018732

Other banks in Raigad, Maharashtra

Abhyudaya Co-operative Bank 6 branches Ambarnath Jai-hind Co-operative Bank 1 branch Apna Sahakari Bank 3 branches Axis Bank 22 branches Bandhan Bank 8 branches Bank of Baroda 36 branches Bank of India 9 branches Bank of Maharashtra 39 branches

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SBIN0016215) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400002315 is in the middle, and your account number is on the right.

View full branch details for IFSC SBIN0016215