State Bank of India Smecc Prabhadevi (SBI)
Smecc Prabhadevi · Mumbai, Maharashtra
400004123 is the MICR code for the Smecc Prabhadevi branch of State Bank of India, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SBIN0021013.
Bank
State Bank of India
Branch & Address
Smecc Prabhadevi
State Bank of India , Smecc Prabhadevi, 4th Floor, Ravindra Natya Mandir, Sayani Road, Prabhadevi, Mumbai 400025
Mumbai, Mumbai, Maharashtra
Contact
+912224216301MICR Code Structure
400
City
004
Bank
123
Branch
City code 400 identifies the RBI clearing centre, bank code 004 identifies State Bank of India, and branch code 123 identifies this specific branch.
Online Payment Methods Supported
Other State Bank of India (SBI) branches near Mumbai
Other banks in Mumbai, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SBIN0021013) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400004123 is in the middle, and your account number is on the right.