Bank of Baroda Mira Road, Thane (BOB)
Mira Road, Thane · Thane, Maharashtra
400012312 is the MICR code for the Mira Road, Thane branch of Bank of Baroda, located in Thane, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BARB0DBMIRA.
Bank
Bank of Baroda
Branch & Address
Mira Road, Thane
Shop no 1 2 Shanti Plaza Bldgshanti Park Mira Road East Thane Thane Maharashtra 401107
Thane, Thane, Maharashtra
Contact
+910221800223344MICR Code Structure
400
City
012
Bank
312
Branch
City code 400 identifies the RBI clearing centre, bank code 012 identifies Bank of Baroda, and branch code 312 identifies this specific branch.
Online Payment Methods Supported
Other Bank of Baroda (BOB) branches near Thane
Other banks in Thane, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BARB0DBMIRA) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400012312 is in the middle, and your account number is on the right.