Indian Bank Kalamboli
Kalamboli · Raigad, Maharashtra
400019079 is the MICR code for the Kalamboli branch of Indian Bank, located in Raigad, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IDIB000K300.
Bank
Indian Bank
Branch & Address
Kalamboli
Shopno 25 Pali Road Sector20 Pratik Harmony Sector20 Kalamboli PIN 410218
Raigad, Pratik Harmony, Maharashtra
Contact
+917738152014MICR Code Structure
400
City
019
Bank
079
Branch
City code 400 identifies the RBI clearing centre, bank code 019 identifies Indian Bank, and branch code 079 identifies this specific branch.
Online Payment Methods Supported
Other Indian Bank branches near Raigad
Other banks in Raigad, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IDIB000K300) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400019079 is in the middle, and your account number is on the right.