Punjab National Bank Mumbai Kurla (PNB)
Mumbai Kurla · Belgrami Road, Kurla (w), Maharashtra
400024020 is the MICR code for the Mumbai Kurla branch of Punjab National Bank, located in Belgrami Road, Kurla (w), Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code PUNB0006600.
Bank
Punjab National Bank
Branch & Address
Mumbai Kurla
Ist Floor, Gol Building, Opp. Homi Bhabha Hos
Belgrami Road, Kurla (w), Mumbai, Maharashtra
MICR Code Structure
400
City
024
Bank
020
Branch
City code 400 identifies the RBI clearing centre, bank code 024 identifies Punjab National Bank, and branch code 020 identifies this specific branch.
Online Payment Methods Supported
Other Punjab National Bank (PNB) branches near Belgrami Road, Kurla (w)
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (PUNB0006600) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400024020 is in the middle, and your account number is on the right.