United Overseas Bank Rtgs-ho
Rtgs-ho · Mumbai, Maharashtra
400036257 is the MICR code for the Rtgs-ho branch of United Overseas Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UOVB0000001.
Bank
United Overseas Bank
Branch & Address
Rtgs-ho
United Overseas Bank Ltd, Unit 31, 32 & 37, 3rd Floor, 3rd North Avenue, Maker Maxity, Bkc, Bandra East, Mumbai - 400051
Mumbai, Mumbai, Maharashtra
Contact
+912242472828MICR Code Structure
400
City
036
Bank
257
Branch
City code 400 identifies the RBI clearing centre, bank code 036 identifies United Overseas Bank, and branch code 257 identifies this specific branch.
Online Payment Methods Supported
Other United Overseas Bank branches near Mumbai
Other banks in Mumbai, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UOVB0000001) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400036257 is in the middle, and your account number is on the right.