Janalaxmi Co-operative Bank Janalaxmi Coop Bank Girgaon
Janalaxmi Coop Bank Girgaon · Greater Bombay, Maharashtra
400068323 is the MICR code for the Janalaxmi Coop Bank Girgaon branch of Janalaxmi Co-operative Bank, located in Greater Bombay, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code YESB0JLCB23.
Bank
Janalaxmi Co-operative Bank
Branch & Address
Janalaxmi Coop Bank Girgaon
80, Jagannath Shankar Shet Road, Girgaon, Mumbai-400004
Greater Bombay, Mumbai, Maharashtra
Contact
+912223863445MICR Code Structure
400
City
068
Bank
323
Branch
City code 400 identifies the RBI clearing centre, bank code 068 identifies Janalaxmi Co-operative Bank, and branch code 323 identifies this specific branch.
Online Payment Methods Supported
Other Janalaxmi Co-operative Bank branches near Greater Bombay
Other banks in Greater Bombay, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (YESB0JLCB23) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400068323 is in the middle, and your account number is on the right.