DCB Bank Muchhala Polytechnic
Muchhala Polytechnic · Thane, Maharashtra
400072037 is the MICR code for the Muchhala Polytechnic branch of DCB Bank, located in Thane, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code DCBL0000086.
Bank
DCB Bank
Branch & Address
Muchhala Polytechnic
3&4 -a/6, Rita Bldg, Ground Floor, Sai Baba Vihar Complex, Village Kavesar, Adjacent to Muchhala Polytechnic, Ghodbunder Road, Thane - 400601
Thane, Thane, Maharashtra
Contact
+912265992158MICR Code Structure
400
City
072
Bank
037
Branch
City code 400 identifies the RBI clearing centre, bank code 072 identifies DCB Bank, and branch code 037 identifies this specific branch.
Online Payment Methods Supported
Other DCB Bank branches near Thane
Other banks in Thane, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (DCBL0000086) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400072037 is in the middle, and your account number is on the right.