Janata Sahakari Bank (Pune) Ghodbandar Road
Ghodbandar Road · Thane, Maharashtra
400074010 is the MICR code for the Ghodbandar Road branch of Janata Sahakari Bank (Pune), located in Thane, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code JSBP0000056.
Bank
Janata Sahakari Bank (Pune)
Branch & Address
Ghodbandar Road
Shop no 2, Mezzanine and Ground Floor, Lokmanya Co-op Housing Society, Tika No. 12, CTS No. 110/a/3, Veer Sawarkar Marg Near Ram Maruti Road, Thane (west) 400602
Thane, Thane, Maharashtra
MICR Code Structure
400
City
074
Bank
010
Branch
City code 400 identifies the RBI clearing centre, bank code 074 identifies Janata Sahakari Bank (Pune), and branch code 010 identifies this specific branch.
Online Payment Methods Supported
Other Janata Sahakari Bank (Pune) branches near Thane
Other banks in Thane, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (JSBP0000056) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400074010 is in the middle, and your account number is on the right.