Kotak Mahindra Bank Kokan Mercantile Co Op Bank LTD Khopoli
Kokan Mercantile Co Op Bank LTD Khopoli · Raigad, Maharashtra
400075013 is the MICR code for the Kokan Mercantile Co Op Bank LTD Khopoli branch of Kotak Mahindra Bank, located in Raigad, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code KKBK0KMCB13.
Bank
Kotak Mahindra Bank
Branch & Address
Kokan Mercantile Co Op Bank LTD Khopoli
Kokan Mercantile Co-op Bank LTD Khopoli Mid Town Arcade, M.g.road, Bazar Peth, Khopoli, Tal. Khalapur, Dist. Raigad 410 203.
Raigad, Khopoli, Maharashtra
Contact
+912192262111MICR Code Structure
400
City
075
Bank
013
Branch
City code 400 identifies the RBI clearing centre, bank code 075 identifies Kotak Mahindra Bank, and branch code 013 identifies this specific branch.
Online Payment Methods Supported
Other Kotak Mahindra Bank branches near Raigad
Other banks in Raigad, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (KKBK0KMCB13) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400075013 is in the middle, and your account number is on the right.