Kotak Mahindra Bank Kokan Mercantile Co Op Bank LTD Sangmeshwar
Kokan Mercantile Co Op Bank LTD Sangmeshwar · Ratnagiri, Maharashtra
400075064 is the MICR code for the Kokan Mercantile Co Op Bank LTD Sangmeshwar branch of Kotak Mahindra Bank, located in Ratnagiri, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code KKBK0KMCB64.
Bank
Kotak Mahindra Bank
Branch & Address
Kokan Mercantile Co Op Bank LTD Sangmeshwar
Kokan Mercantile Co-op Bank LTD Sangmeshwar 35/b, Sharadha Niwas, Bazar Peth, Sangmeshwar , Dist. Ratnagiri 415 611
Ratnagiri, Sangameshwar, Maharashtra
Contact
+912354273731MICR Code Structure
400
City
075
Bank
064
Branch
City code 400 identifies the RBI clearing centre, bank code 075 identifies Kotak Mahindra Bank, and branch code 064 identifies this specific branch.
Online Payment Methods Supported
Other Kotak Mahindra Bank branches near Ratnagiri
Other banks in Ratnagiri, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (KKBK0KMCB64) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400075064 is in the middle, and your account number is on the right.