Which bank does MICR code 400079001 belong to?

MICR code 400079001 belongs to MAHESH SAHAKARI BANK LTD PUNE, Mahesh Sahakari Bank LTD Pune IMPS branch, located at 6, Sujata , 1st Floor, Rani Sati Marg, Malad E, Mumbai-400097, Mumbai, Maharashtra. The corresponding IFSC code is HDFC0CMALAD.

What is the IFSC code for MICR 400079001?

The IFSC code for MAHESH SAHAKARI BANK LTD PUNE Mahesh Sahakari Bank LTD Pune IMPS branch (MICR: 400079001) is HDFC0CMALAD. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (400) represent the city/clearing centre, the next 3 digits (079) identify the bank, and the last 3 digits (001) identify the specific branch. For 400079001, the city code is 400, bank code is 079, and branch code is 001.

MAHESH SAHAKARI BANK LTD PUNE Mahesh Sahakari Bank LTD Pune IMPS

Mahesh Sahakari Bank LTD Pune IMPS · Mumbai, Maharashtra

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400079001

400079001 is the MICR code for the Mahesh Sahakari Bank LTD Pune IMPS branch of MAHESH SAHAKARI BANK LTD PUNE, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CMALAD.

Bank

MAHESH SAHAKARI BANK LTD PUNE

Branch & Address

Mahesh Sahakari Bank LTD Pune IMPS

6, Sujata , 1st Floor, Rani Sati Marg, Malad E, Mumbai-400097

Mumbai, Mumbai, Maharashtra

Contact

+912228829586

Codes for this Branch

MICR (cheques)

400079001

IFSC (online transfers)

HDFC0CMALAD

View

SWIFT / BIC

HDFCINBB

MICR Code Structure

400

City

079

Bank

001

Branch

City code 400 identifies the RBI clearing centre, bank code 079 identifies MAHESH SAHAKARI BANK LTD PUNE, and branch code 001 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other MAHESH SAHAKARI BANK LTD PUNE branches near Mumbai

Ab Bank IMPS Mumbai, Maharashtra HDFC0CABBLM Abhinandan Urban Co-operative Bank Amravati IMPS Mumbai, Maharashtra HDFC0CMAN01 Adarsh Co-operative Bank IMPS Mumbai, Maharashtra HDFC0CADARS Adarsh Mahila Mercantile Co-operative Bank IMPS Mumbai, Maharashtra HDFC0CAMMCO Agrasen Co-operative Urban Bank IMPS Mumbai, Maharashtra HDFC0CAUB01 Agrasen Nagari Sahakari Bank IMPS Mumbai, Maharashtra HDFC0CTANSB

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About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CMALAD) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400079001 is in the middle, and your account number is on the right.

View full branch details for IFSC HDFC0CMALAD