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Nagarik Sahakari Bank Bhiwandi Nagarik Sahakari Bank Bhiwandi IMPS

Nagarik Sahakari Bank Bhiwandi IMPS · Mumbai, Maharashtra

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400082445

400082445 is the MICR code for the Nagarik Sahakari Bank Bhiwandi IMPS branch of Nagarik Sahakari Bank Bhiwandi, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IBKL0100NS2.

Bank

Nagarik Sahakari Bank Bhiwandi

Branch & Address

Nagarik Sahakari Bank Bhiwandi IMPS

O27rbualley, Mndi, Biwndi

Mumbai, Bhiwandi, Maharashtra

Contact

+912522241083

Codes for this Branch

MICR (cheques)

400082445

IFSC (online transfers)

IBKL0100NS2

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MICR Code Structure

400

City

082

Bank

445

Branch

City code 400 identifies the RBI clearing centre, bank code 082 identifies Nagarik Sahakari Bank Bhiwandi, and branch code 445 identifies this specific branch.

Online Payment Methods Supported

NEFT
RTGS
IMPS
UPI

Other Nagarik Sahakari Bank Bhiwandi branches near Mumbai

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IBKL0100NS2) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400082445 is in the middle, and your account number is on the right.

View full branch details for IFSC IBKL0100NS2