Nav Jeevan Co-operative Bank Siru Chowk Branch
Siru Chowk Branch · Thane, Maharashtra
400082458 is the MICR code for the Siru Chowk Branch branch of Nav Jeevan Co-operative Bank, located in Thane, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code NJBK0790002.
Bank
Nav Jeevan Co-operative Bank
Branch & Address
Siru Chowk Branch
Shop no 879 and 880 Japani Bazar Near Siru Chowk Ulhasnagar 421002
Thane, Ulhasnagar, Maharashtra
Contact
+912512721051MICR Code Structure
400
City
082
Bank
458
Branch
City code 400 identifies the RBI clearing centre, bank code 082 identifies Nav Jeevan Co-operative Bank, and branch code 458 identifies this specific branch.
Online Payment Methods Supported
Other Nav Jeevan Co-operative Bank branches near Thane
Other banks in Thane, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (NJBK0790002) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400082458 is in the middle, and your account number is on the right.