SVC Co-operative Bank Bhayander West
Bhayander West · Greater Bombay, Maharashtra
400089039 is the MICR code for the Bhayander West branch of SVC Co-operative Bank, located in Greater Bombay, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SVCB0000039.
Bank
SVC Co-operative Bank
Branch & Address
Bhayander West
Govind Bldg, Salasar Brij Bhoomi, 150ft Road, Next to Reliance Fresh, Near Flyover, Bhayander West -401 101
Greater Bombay, Mumbai, Maharashtra
Contact
+912228193055MICR Code Structure
400
City
089
Bank
039
Branch
City code 400 identifies the RBI clearing centre, bank code 089 identifies SVC Co-operative Bank, and branch code 039 identifies this specific branch.
Online Payment Methods Supported
Other SVC Co-operative Bank branches near Greater Bombay
Other banks in Greater Bombay, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SVCB0000039) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400089039 is in the middle, and your account number is on the right.