SVC Co-operative Bank Kurlawest
Kurlawest · Mumbai, Maharashtra
400089076 is the MICR code for the Kurlawest branch of SVC Co-operative Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code SVCB0000085.
Bank
SVC Co-operative Bank
Branch & Address
Kurlawest
Ground Floor, Kohinoor City Gandhi Bal Mandir, Kurla West Mumbai 400070
Mumbai, Mumbai, Maharashtra
MICR Code Structure
400
City
089
Bank
076
Branch
City code 400 identifies the RBI clearing centre, bank code 089 identifies SVC Co-operative Bank, and branch code 076 identifies this specific branch.
Online Payment Methods Supported
Other SVC Co-operative Bank branches near Mumbai
Other banks in Mumbai, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (SVCB0000085) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400089076 is in the middle, and your account number is on the right.