Mahanagar Co-operative Bank Kalachowki
Kalachowki · Greater Mumbai, Maharashtra
400096006 is the MICR code for the Kalachowki branch of Mahanagar Co-operative Bank, located in Greater Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code MCBL0960006.
Bank
Mahanagar Co-operative Bank
Branch & Address
Kalachowki
Mazhe Maher, Parel Tank Road, Abhyudaya Nagar, Kalachowki, Mumbai-400033
Greater Mumbai, Mumbai, Maharashtra
Contact
+912224710942MICR Code Structure
400
City
096
Bank
006
Branch
City code 400 identifies the RBI clearing centre, bank code 096 identifies Mahanagar Co-operative Bank, and branch code 006 identifies this specific branch.
Online Payment Methods Supported
Other Mahanagar Co-operative Bank branches near Greater Mumbai
Other banks in Greater Mumbai, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (MCBL0960006) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400096006 is in the middle, and your account number is on the right.