Which bank does MICR code 400108002 belong to?

MICR code 400108002 belongs to Excellent Co-operative Bank, Excellent Co-operative Bank IMPS branch, located at 95/97 Ebrahim Rehmatullah Road, Mumbai - 400003, Mumbai, Maharashtra. The corresponding IFSC code is HDFC0CECBL2.

What is the IFSC code for MICR 400108002?

The IFSC code for Excellent Co-operative Bank Excellent Co-operative Bank IMPS branch (MICR: 400108002) is HDFC0CECBL2. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (400) represent the city/clearing centre, the next 3 digits (108) identify the bank, and the last 3 digits (002) identify the specific branch. For 400108002, the city code is 400, bank code is 108, and branch code is 002.

Excellent Co-operative Bank Excellent Co-operative Bank IMPS

Excellent Co-operative Bank IMPS · Mumbai, Maharashtra

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400108002

400108002 is the MICR code for the Excellent Co-operative Bank IMPS branch of Excellent Co-operative Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0CECBL2.

Bank

Excellent Co-operative Bank

Branch & Address

Excellent Co-operative Bank IMPS

95/97 Ebrahim Rehmatullah Road, Mumbai - 400003

Mumbai, Mumbai, Maharashtra

Contact

+9122237802424

Codes for this Branch

MICR (cheques)

400108002

IFSC (online transfers)

HDFC0CECBL2

View

SWIFT / BIC

HDFCINBB

MICR Code Structure

400

City

108

Bank

002

Branch

City code 400 identifies the RBI clearing centre, bank code 108 identifies Excellent Co-operative Bank, and branch code 002 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Excellent Co-operative Bank branches near Mumbai

Ab Bank IMPS Mumbai, Maharashtra HDFC0CABBLM Abhinandan Urban Co-operative Bank Amravati IMPS Mumbai, Maharashtra HDFC0CMAN01 Adarsh Co-operative Bank IMPS Mumbai, Maharashtra HDFC0CADARS Adarsh Mahila Mercantile Co-operative Bank IMPS Mumbai, Maharashtra HDFC0CAMMCO Agrasen Co-operative Urban Bank IMPS Mumbai, Maharashtra HDFC0CAUB01 Agrasen Nagari Sahakari Bank IMPS Mumbai, Maharashtra HDFC0CTANSB

Other banks in Mumbai, Maharashtra

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About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0CECBL2) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400108002 is in the middle, and your account number is on the right.

View full branch details for IFSC HDFC0CECBL2