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Bharat Co-operative Bank Bharat Co-operative Bank IMPS

Bharat Co-operative Bank IMPS · Mumbai, Maharashtra

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400112001

400112001 is the MICR code for the Bharat Co-operative Bank IMPS branch of Bharat Co-operative Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BCBM0000001.

Bank

Bharat Co-operative Bank

Branch & Address

Bharat Co-operative Bank IMPS

Mohan Terrace, 64/72, Mody Street, Fort, Mumbai-400001

Mumbai, Mumbai, Maharashtra

Contact

+912222616174

Codes for this Branch

MICR (cheques)

400112001

IFSC (online transfers)

BCBM0000001

View

MICR Code Structure

400

City

112

Bank

001

Branch

City code 400 identifies the RBI clearing centre, bank code 112 identifies Bharat Co-operative Bank, and branch code 001 identifies this specific branch.

Online Payment Methods Supported

NEFT
RTGS
IMPS
UPI

Other Bharat Co-operative Bank branches near Mumbai

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BCBM0000001) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400112001 is in the middle, and your account number is on the right.

View full branch details for IFSC BCBM0000001