Citizen Credit Co-operative Bank Vakola Branch
Vakola Branch · Greater Mumbai, Maharashtra
400209016 is the MICR code for the Vakola Branch branch of Citizen Credit Co-operative Bank, located in Greater Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code CCBL0209016.
Bank
Citizen Credit Co-operative Bank
Branch & Address
Vakola Branch
S.nabibux House, Nehru Road Vakola Bridge, Santacruz (e) Mumbai 400055
Greater Mumbai, Mumbai, Maharashtra
Contact
26685077MICR Code Structure
400
City
209
Bank
016
Branch
City code 400 identifies the RBI clearing centre, bank code 209 identifies Citizen Credit Co-operative Bank, and branch code 016 identifies this specific branch.
Online Payment Methods Supported
Other Citizen Credit Co-operative Bank branches near Greater Mumbai
Other banks in Greater Mumbai, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (CCBL0209016) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400209016 is in the middle, and your account number is on the right.