What is the IFSC code for MICR 400211221?

The IFSC code for Axis Bank Kharghar branch (MICR: 400211221) is UTIB0004827. Use the IFSC code for NEFT, RTGS, IMPS, and UPI transfers. Use the MICR code for cheque clearance.

What do the digits in a MICR code mean?

A 9-digit MICR code has three parts: the first 3 digits (400) represent the city/clearing centre, the next 3 digits (211) identify the bank, and the last 3 digits (221) identify the specific branch. For 400211221, the city code is 400, bank code is 211, and branch code is 221.

Axis Bank Kharghar

Q: Which bank does MICR code 400211221 belong to?

MICR code 400211221 belongs to Axis Bank, Kharghar branch, located at Ground Floor and First Floor, Showroom no 2 and 3, Goodwill Gardens Chs Ltd, Plot no 15, 16, Sector 8, Navi Mumbai, Mumbai, Maharashtra. The corresponding IFSC code is UTIB0004827.

Kharghar · Mumbai, Maharashtra

New search

400211221

400211221 is the MICR code for the Kharghar branch of Axis Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UTIB0004827.

Bank

Axis Bank

Branch & Address

Kharghar

Ground Floor and First Floor, Showroom no 2 and 3, Goodwill Gardens Chs Ltd, Plot no 15, 16, Sector 8, Navi Mumbai

Mumbai, Navi Mumbai, Maharashtra

Contact

+919999999999

Codes for this Branch

MICR (cheques)

400211221

IFSC (online transfers)

UTIB0004827

View

MICR Code Structure

400

City

211

Bank

221

Branch

City code 400 identifies the RBI clearing centre, bank code 211 identifies Axis Bank, and branch code 221 identifies this specific branch.

Online Payment Methods Supported

NEFT

RTGS

IMPS

UPI

Other Axis Bank branches near Mumbai

Agartala Co-operative Urban Bank IMPS Mumbai, Maharashtra UTIB0SACUB1 Akkamahadevi Mahila Sahakari Bank Niyamit IMPS Mumbai, Maharashtra UTIB0SAMMSB Alappuzha District Co-operative Bank IMPS Mumbai, Maharashtra UTIB0SADC83 Ambala Central Co-operative Bank IMPS Mumbai, Maharashtra UTIB0ACCB01 Amritsar Central Co-operative Bank IMPS Mumbai, Maharashtra UTIB0SASR01 Anand Mercantile Co-operative Bank IMPS Mumbai, Maharashtra UTIB0SAMC01

Other banks in Mumbai, Maharashtra

510 Army Base W/s Credit Co-operative Primary Bank 1 branch AB Bank 1 branch Abhinandan Urban Co-operative Bank Amravati 1 branch Abhinav Sahakari Bank 1 branch Abhyudaya Co-operative Bank 5 branches Ace Co-operative Bank 1 branch Adarsh Co-operative Bank 1 branch Adarsh Co-operative Urban Bank 1 branch

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UTIB0004827) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400211221 is in the middle, and your account number is on the right.

View full branch details for IFSC UTIB0004827