Bassein Catholic Co-operative Bank Mira Rd.
Mira Rd. · Thane, Maharashtra
400238014 is the MICR code for the Mira Rd. branch of Bassein Catholic Co-operative Bank, located in Thane, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BACB0000014.
Bank
Bassein Catholic Co-operative Bank
Branch & Address
Mira Rd.
Sheetal Sarovar, Sheetal Nagar, Near Mira Road Tel. Exchange, Mira Road(e), Dist Thane, 401 107
Thane, Mira Rd., Maharashtra
Contact
+919823251076MICR Code Structure
400
City
238
Bank
014
Branch
City code 400 identifies the RBI clearing centre, bank code 238 identifies Bassein Catholic Co-operative Bank, and branch code 014 identifies this specific branch.
Online Payment Methods Supported
Other Bassein Catholic Co-operative Bank branches near Thane
Other banks in Thane, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BACB0000014) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400238014 is in the middle, and your account number is on the right.