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Bassein Catholic Co-operative Bank Charkop Kandivali Branch

Charkop Kandivali Branch · Mumbai, Maharashtra

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400238051

400238051 is the MICR code for the Charkop Kandivali Branch branch of Bassein Catholic Co-operative Bank, located in Mumbai, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code BACB0000051.

Bank

Bassein Catholic Co-operative Bank

Branch & Address

Charkop Kandivali Branch

D/22, Rock Enclave Chsl, Opp. Joy Ice Cream, Near Hindustan Naka, Kandivali West, Mumbai 400 067

Mumbai, Mumbai, Maharashtra

Contact

+917447709281

Codes for this Branch

MICR (cheques)

400238051

IFSC (online transfers)

BACB0000051

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MICR Code Structure

400

City

238

Bank

051

Branch

City code 400 identifies the RBI clearing centre, bank code 238 identifies Bassein Catholic Co-operative Bank, and branch code 051 identifies this specific branch.

Online Payment Methods Supported

NEFT
RTGS
IMPS
UPI

Other Bassein Catholic Co-operative Bank branches near Mumbai

About MICR Codes

What is a MICR code used for?

MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.

MICR vs IFSC — when do I use which?

Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (BACB0000051) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.

Where is the MICR code on a cheque?

The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400238051 is in the middle, and your account number is on the right.

View full branch details for IFSC BACB0000051