HDFC Bank Makhmali Talao
Makhmali Talao · Thane, Maharashtra
400240185 is the MICR code for the Makhmali Talao branch of HDFC Bank, located in Thane, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0003959.
Bank
HDFC Bank
Branch & Address
Makhmali Talao
HDFC Bank LTD Ackruti Smc Near Msrtc Bus Depot Pokhran Road No1 Khopat Thane Maharashtra 400606
Thane, Thane, Maharashtra
Contact
+912261606161Codes for this Branch
MICR (cheques)
400240185
IFSC (online transfers)
HDFC0003959
SWIFT / BIC
HDFCINBB
MICR Code Structure
400
City
240
Bank
185
Branch
City code 400 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 185 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Thane
Other banks in Thane, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0003959) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400240185 is in the middle, and your account number is on the right.