HDFC Bank Kharghar Sector Xii
Kharghar Sector Xii · Greater Bombay, Maharashtra
400240188 is the MICR code for the Kharghar Sector Xii branch of HDFC Bank, located in Greater Bombay, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0003650.
Bank
HDFC Bank
Branch & Address
Kharghar Sector Xii
HDFC Bank LTD Krishna Chs Shop18 19 Sec 12 Plot Nod 69 Pandav Kada Rd Opp Mseb Office Khargharnavi Mumbai Maharashtra 410210
Greater Bombay, Mumbai, Maharashtra
Contact
+912261606161Codes for this Branch
MICR (cheques)
400240188
IFSC (online transfers)
HDFC0003650
SWIFT / BIC
HDFCINBB
MICR Code Structure
400
City
240
Bank
188
Branch
City code 400 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 188 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Greater Bombay
Other banks in Greater Bombay, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0003650) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400240188 is in the middle, and your account number is on the right.