HDFC Bank Kamothe
Kamothe · Raigad, Maharashtra
400240189 is the MICR code for the Kamothe branch of HDFC Bank, located in Raigad, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0003997.
Bank
HDFC Bank
Branch & Address
Kamothe
HDFC Bank LTD Prateek Gems Plot No10 11 Shop No2 Sector 35 Kamothe Thane Navi Mumbai Maharashtra 410209
Raigad, Kamothe, Maharashtra
Contact
+912261606161Codes for this Branch
MICR (cheques)
400240189
IFSC (online transfers)
HDFC0003997
SWIFT / BIC
HDFCINBB
MICR Code Structure
400
City
240
Bank
189
Branch
City code 400 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 189 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Raigad
Other banks in Raigad, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0003997) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400240189 is in the middle, and your account number is on the right.