HDFC Bank Nerul West
Nerul West · Thane, Maharashtra
400240193 is the MICR code for the Nerul West branch of HDFC Bank, located in Thane, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0004435.
Bank
HDFC Bank
Branch & Address
Nerul West
Shop no 10 11 Beverly Park Plot no 20 Sector 6 Palm Beach Navi Mumbai Navi Mumbai Maharashtra 400706
Thane, New Bombay, Maharashtra
Contact
+912261606161Codes for this Branch
MICR (cheques)
400240193
IFSC (online transfers)
HDFC0004435
SWIFT / BIC
HDFCINBB
MICR Code Structure
400
City
240
Bank
193
Branch
City code 400 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 193 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Thane
Other banks in Thane, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0004435) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400240193 is in the middle, and your account number is on the right.