HDFC Bank Mulund West Galaxy
Mulund West Galaxy · Mumbai Suburban, Maharashtra
400240228 is the MICR code for the Mulund West Galaxy branch of HDFC Bank, located in Mumbai Suburban, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code HDFC0008436.
Bank
HDFC Bank
Branch & Address
Mulund West Galaxy
101 1st Floor D S Galaxy Devidayal Rd Opp Bmc Ward Office Mulund West Mumbai Greater Mumbai Maharashtra 400080
Mumbai Suburban, Greater Mumbai, Maharashtra
Contact
+9118002026161Codes for this Branch
MICR (cheques)
400240228
IFSC (online transfers)
HDFC0008436
SWIFT / BIC
HDFCINBB
MICR Code Structure
400
City
240
Bank
228
Branch
City code 400 identifies the RBI clearing centre, bank code 240 identifies HDFC Bank, and branch code 228 identifies this specific branch.
Online Payment Methods Supported
Other HDFC Bank branches near Mumbai Suburban
Other banks in Mumbai Suburban, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (HDFC0008436) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400240228 is in the middle, and your account number is on the right.