IDBI Thane Jambhali Naka
Thane Jambhali Naka · Thane, Maharashtra
400259049 is the MICR code for the Thane Jambhali Naka branch of IDBI, located in Thane, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IBKL0000495.
Bank
IDBI
Branch & Address
Thane Jambhali Naka
Vaidya Building, Veer Sawarkar Road, Jambhali Naka, Charai, Thane, Pincode - 400601
Thane, Thane, Maharashtra
Contact
+919610425594MICR Code Structure
400
City
259
Bank
049
Branch
City code 400 identifies the RBI clearing centre, bank code 259 identifies IDBI, and branch code 049 identifies this specific branch.
Online Payment Methods Supported
Other IDBI branches near Thane
Other banks in Thane, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IBKL0000495) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400259049 is in the middle, and your account number is on the right.