Kalyan Janata Sahakari Bank Bhiwandi
Bhiwandi · Thane, Maharashtra
400367029 is the MICR code for the Bhiwandi branch of Kalyan Janata Sahakari Bank, located in Thane, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code KJSB0000029.
Bank
Kalyan Janata Sahakari Bank
Branch & Address
Bhiwandi
Survey no 89, Hissa no 2-paiki-1, Shop no 5, 6, 7 Ground Floor, Sai Somani Residency, Narpoli, Bhiwandi-421302
Thane, Bhiwandi, Maharashtra
Contact
+912522278333MICR Code Structure
400
City
367
Bank
029
Branch
City code 400 identifies the RBI clearing centre, bank code 367 identifies Kalyan Janata Sahakari Bank, and branch code 029 identifies this specific branch.
Online Payment Methods Supported
Other Kalyan Janata Sahakari Bank branches near Thane
Other banks in Thane, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (KJSB0000029) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400367029 is in the middle, and your account number is on the right.