Kotak Mahindra Bank Veera Desai Branch
Veera Desai Branch · Mumbai Suburban, Maharashtra
400485064 is the MICR code for the Veera Desai Branch branch of Kotak Mahindra Bank, located in Mumbai Suburban, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code KKBK0001351.
Bank
Kotak Mahindra Bank
Branch & Address
Veera Desai Branch
Co-operative Housing Society Ltd, Azad Nagar Road No-3, Veera Desai Road, Andheri (west), Mumbai-400058
Mumbai Suburban, Mumbai, Maharashtra
Contact
+9118004100MICR Code Structure
400
City
485
Bank
064
Branch
City code 400 identifies the RBI clearing centre, bank code 485 identifies Kotak Mahindra Bank, and branch code 064 identifies this specific branch.
Online Payment Methods Supported
Other Kotak Mahindra Bank branches near Mumbai Suburban
Other banks in Mumbai Suburban, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (KKBK0001351) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400485064 is in the middle, and your account number is on the right.