Thane District Central Co-operative Bank Lodha Heaven , Shilphata
Lodha Heaven , Shilphata · Thane, Maharashtra
400524053 is the MICR code for the Lodha Heaven , Shilphata branch of Thane District Central Co-operative Bank, located in Thane, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code TDCB0000085.
Bank
Thane District Central Co-operative Bank
Branch & Address
Lodha Heaven , Shilphata
Mukta Residensy, B-2, 1st Floor, Near Khidkaleshwar Mandir, Kalyan Shilfata, Taluka-thane
Thane, Thane, Maharashtra
Contact
+919224182032MICR Code Structure
400
City
524
Bank
053
Branch
City code 400 identifies the RBI clearing centre, bank code 524 identifies Thane District Central Co-operative Bank, and branch code 053 identifies this specific branch.
Online Payment Methods Supported
Other Thane District Central Co-operative Bank branches near Thane
Other banks in Thane, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (TDCB0000085) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400524053 is in the middle, and your account number is on the right.