IDFC FIRST Bank Mumbai - Santacruz Wst Branch
Mumbai - Santacruz Wst Branch · Mumbai Suburban, Maharashtra
400751053 is the MICR code for the Mumbai - Santacruz Wst Branch branch of IDFC FIRST Bank, located in Mumbai Suburban, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code IDFB0040513.
Bank
IDFC FIRST Bank
Branch & Address
Mumbai - Santacruz Wst Branch
Ground Floor, Shop No.1&2, Plot No.67-a, Hem-dil, Linking Road, Santacruz West, Mumbai-400054, Toll Free No.- 18602582000.
Mumbai Suburban, Mumbai, Maharashtra
MICR Code Structure
400
City
751
Bank
053
Branch
City code 400 identifies the RBI clearing centre, bank code 751 identifies IDFC FIRST Bank, and branch code 053 identifies this specific branch.
Online Payment Methods Supported
Other IDFC FIRST Bank branches near Mumbai Suburban
Other banks in Mumbai Suburban, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (IDFB0040513) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400751053 is in the middle, and your account number is on the right.