Esaf Small Finance Bank Mumbai Ghatkopar
Mumbai Ghatkopar · Mumbai Sub Urban, Maharashtra
400760007 is the MICR code for the Mumbai Ghatkopar branch of Esaf Small Finance Bank, located in Mumbai Sub Urban, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code ESMF0001612.
Bank
Esaf Small Finance Bank
Branch & Address
Mumbai Ghatkopar
Shop no 1, Vesta, Deep Lakshmi Society, 90 Feet Road, Pant Nagar P O, Ghatkopar, Mumbai 400075
Mumbai Sub Urban, Mumbai Ghatkopar, Maharashtra
Contact
+919288093224MICR Code Structure
400
City
760
Bank
007
Branch
City code 400 identifies the RBI clearing centre, bank code 760 identifies Esaf Small Finance Bank, and branch code 007 identifies this specific branch.
Online Payment Methods Supported
Other Esaf Small Finance Bank branches near Mumbai Sub Urban
Other banks in Mumbai Sub Urban, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (ESMF0001612) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400760007 is in the middle, and your account number is on the right.