Utkarsh Small Finance Bank Andheri East
Andheri East · Andheri East, Maharashtra
400762020 is the MICR code for the Andheri East branch of Utkarsh Small Finance Bank, located in Andheri East, Maharashtra. MICR codes are printed on cheque leaves and used by the RBI's Cheque Truncation System (CTS) for cheque clearing. For online transfers, use the IFSC code UTKS0001704.
Bank
Utkarsh Small Finance Bank
Branch & Address
Andheri East
Ground Floor Shop No-2, Siddhi Aura Plotn-25 to 27 Nityanand Nagar Bldg, Noiii Chs LTD Bearing CTS no 694, Station Road Andheri East Mumbai Maharashtra Pin-400069
Andheri East, Andheri East, Maharashtra
MICR Code Structure
400
City
762
Bank
020
Branch
City code 400 identifies the RBI clearing centre, bank code 762 identifies Utkarsh Small Finance Bank, and branch code 020 identifies this specific branch.
Online Payment Methods Supported
Other Utkarsh Small Finance Bank branches near Andheri East
Other banks in Andheri East, Maharashtra
About MICR Codes
What is a MICR code used for?
MICR (Magnetic Ink Character Recognition) codes are printed on cheque leaves using special magnetic ink. They are read by cheque processing machines and used by the RBI's Cheque Truncation System (CTS) to process and clear cheque payments between banks. Each MICR code uniquely identifies a bank branch for cheque clearing purposes.
MICR vs IFSC — when do I use which?
Use MICR when paying by cheque — it's already printed on your cheque leaf and used automatically during clearing. Use IFSC (UTKS0001704) when making online transfers via NEFT, RTGS, IMPS, or UPI — banks ask for IFSC when you add a beneficiary for online payments.
Where is the MICR code on a cheque?
The MICR code is printed at the bottom of every cheque leaf in a distinctive machine-readable font, using magnetic ink. It appears in the centre of the three numbers at the bottom — the cheque number is on the left, the MICR code 400762020 is in the middle, and your account number is on the right.